About Us

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About Home Smart Solutions

Home Smart Solutions is an independently owned Real Estate lending company located in Aura, Colorado that is dedicated to providing flexible financing options to real estate investors and homeowners.
 

San J Olmos founded Home Smarter Solutions with the goal of helping people make informed real estate decisions without the confusion or headaches often associated with property transactions. With a deep understanding of the market, a strong network of industry professionals, and a client-first mindset, San is committed to guiding clients through every step of the process with honesty and expertise. 

 
Our loan programs include:
 
✓ Fix & Flip Investment Advisory
✓ Hard Money Short-Term Loans
✓ Foreclosure Solutions
✓ For Sale By Owner Assistance
✓ Rental & Eviction Services 
 
 
Learn More

Call us 24- Hours a Day to Learn more

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Easy to Apply

Simply complete our application and one of our team members will reach out to you shortly.
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Fast Turnaround

We won't leave you hanging. We'll review your application and get you an answer in as little as a few hours.
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Outstanding Service

More than just fast and reliable funding. Our loan agents are here to support you and your business’ financing needs.

Frequently Asked Questions
 

How do you differ from the other funding companies?

Unlike other lending firms, we can provide funding using our own money AND we have access to dozens of different lenders, offering a wide variety of loan options.
 

Are your rates more expensive than others?

Because we have access to a large number of lenders and loan options, we are typically less expensive than other companies.
 

What kind of qualifications do I need for approval?

We understand that every business is unique and therefore do not require a standard set of qualifications. We recommend applying or contacting us so we can learn more about your individual needs.
 

How long does it take to get funds?

Once approved, we can deposit funds into your bank account as quickly as one business day. In some cases, it can take a few days before you can access funds.
 

Does my credit score matter?

While your credit score is important, it's not the only factor we consider. We are generally much more lenient than other lending firms in terms of acceptable credit scores.